Theory and practice can help us better understand human behavioral responses to changes in physical environments and economic conditions. I, for one, can appreciate a logical breakdown of human reaction. While theory and practice cannot fully anticipate behavior due to
What does it mean to be financially stable? Financial stability means different things to different people. It’s subjective and personal. For some, it means holding down a good job and supporting oneself. Others define it as maintaining a debt-free lifestyle
Owning a home is a unique experience. Good or bad, it’s rife with the potential for memories, discoveries, and lessons learned. It can also be nerve-racking, especially if you find yourself in unexpected situations. These situations can easily escalate when
Your credit score is the key to borrowing money. If you plan on taking out a loan through a traditional lender, such as a bank or credit union, then you should be paying close attention to this little number. CREDIT
College is an experience. It reveals a world of freedom, choice, and knowledge. It can also be the birthplace of terrible financial habits that could last nearly a lifetime. Over half of American students graduate with student loan debt, which
How many times have you heard the phrase “stressed about money” in the last few months? Chances are, you’ve likely heard it more than once. In fact, the American Psychological Association conducted a 2019 survey that discovered money as the
The United States is facing a massive lack of financial independence. In fact, the National Debt currently stands at more than $30 trillion! With the country normalizing debt, the trickle-down impact of financial irresponsibility is painfully apparent. Financial Literacy A
30 – an age of youth, fun, and freedom with a little more money. In your thirties, you generally find yourself young enough to take on new adventures and wise enough to avoid the pitfalls of twenty-something mistakes. Life should
Financial literacy plays a huge role in one’s life when managing personal finances. If you are not financially literate, then you cannot effectively plan or achieve the financial future you want. Financial literacy means you possess the understanding in various