Money Habits

Is the American tipping culture out of control?
Liann

Is the American Tipping Culture Out of Control?

Have you noticed any changes in the American tipping culture in recent years? It appears that there’s been an influx of touchscreens prompting patrons to leave tips. Consumers are currently facing tip requests for retail purchases, self-service experiences, cashier interactions,

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Broken Windows and Money Management
Liann

Broken Windows and Money Management

Theory and practice can help us better understand human behavioral responses to changes in physical environments and economic conditions. I, for one, can appreciate a logical breakdown of human reaction. While theory and practice cannot fully anticipate behavior due to

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15 Signs of Financial Stability
Liann

15 Signs of Financial Stability

What does it mean to be financially stable? Financial stability means different things to different people. It’s subjective and personal. For some, it means holding down a good job and supporting oneself. Others define it as maintaining a debt-free lifestyle

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Differences Between Frugal and Cheap
Liann

5 Major Differences Between Frugal and Cheap Habits

The terms Frugal and Cheap are often used interchangeably. Though they have similar denotations, they carry different attributes. A frugal person and a cheap person both aim to save money. The key differences lie in how they achieve their savings.

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Rich Mindset vs Poor Mindset
Brian

Rich Mindset vs Poor Mindset

The society we live in today continually demands instant gratification. This trend leads us toward adopting a more poor mindset as individuals and as a society. We need to dilute the influence of social media and advertising to focus on

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Beginner's Guide to Credit Cards
Brian

Beginner’s Guide to Credit Cards

When it comes to credit cards, there is no one-size-fits-all answer. Choosing the right credit card for yourself depends on a number of things, such as: What is the main purpose of the credit card? What do you normally spend

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