Money Mindset

Is the American tipping culture out of control?
Liann

Is the American Tipping Culture Out of Control?

Have you noticed any changes in the American tipping culture in recent years? It appears that there’s been an influx of touchscreens prompting patrons to leave tips. Consumers are currently facing tip requests for retail purchases, self-service experiences, cashier interactions,

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Outdated Money Advice
Liann

Outdated Money Advice That Might Be Holding You Back

Do you think outdated money advice has affected how you manage your finances? Money is an essential part of life. It makes the world go round – from rent or mortgage payments to groceries, savings, and more. It’s sought-after, encouraged,

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Differences Between Frugal and Cheap
Liann

5 Major Differences Between Frugal and Cheap Habits

The terms Frugal and Cheap are often used interchangeably. Though they have similar denotations, they carry different attributes. A frugal person and a cheap person both aim to save money. The key differences lie in how they achieve their savings.

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Liann

Why We Put 10% Down on Our House

Growing up, I always heard that you should expect to put down 20% of the purchase price when you are ready to buy a home. A down payment is the upfront cost you pay out-of-pocket rather than borrowing. This amount

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Rich Mindset vs Poor Mindset
Brian

Rich Mindset vs Poor Mindset

The society we live in today continually demands instant gratification. This trend leads us toward adopting a more poor mindset as individuals and as a society. We need to dilute the influence of social media and advertising to focus on

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Why We Choose Financial Freedom
Liann

Why We Choose Financial Freedom

People seek financial freedom for all kinds of reasons. They aren’t always the same and can have varying levels of meaning and impact. Financial freedom can allow for: Whether you are aiming to retire early or wish to amass homes

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Big Picture Budgeting
Brian

Big Picture Budgeting

What is Big Picture Budgeting and how can it help me? Big Picture Budgeting is an approach to budgeting that looks at your income as a whole rather than a paycheck. As the name implies, it’s about looking at the

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Debt-Free Success
Liann

How Far Would You Go to Crush Your Debt?

Americans have a serious spending problem. With many living beyond their means, they have taken out thousands upon thousands of dollars in credit card debt and loans to finance their lifestyles and excessive consumerism. Debt On The Rise With a

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