The terms Frugal and Cheap are often used interchangeably. Though they have similar denotations, they carry different attributes. A frugal person and a cheap person both aim to save money. The key differences lie in how they achieve their savings.
Growing up, I always heard that you should expect to put down 20% of the purchase price when you are ready to buy a home. A down payment is the upfront cost you pay out-of-pocket rather than borrowing. This amount
The society we live in today continually demands instant gratification. This trend leads us toward adopting a more poor mindset as individuals and as a society. We need to dilute the influence of social media and advertising to focus on
People seek financial freedom for all kinds of reasons. They aren’t always the same and can have varying levels of meaning and impact. Financial freedom can allow for: Whether you are aiming to retire early or wish to amass homes
What is Big Picture Budgeting and how can it help me? Big Picture Budgeting is an approach to budgeting that looks at your income as a whole rather than a paycheck. As the name implies, it’s about looking at the
Americans have a serious spending problem. With many living beyond their means, they have taken out thousands upon thousands of dollars in credit card debt and loans to finance their lifestyles and excessive consumerism. Debt On The Rise With a