I have to admit, it was off-putting to see holiday decor and Christmas sales in stores as early as October. I’m sure there are folks who appreciate the early onset of holiday festivities; I am not one of them. It’s not that I’m a grinch, but rather I’ve disengaged from the commercial excess that has come to define the holiday season.
Suffice it to say, Brian and I stayed clear of premature Christmas sales tactics. Instead, we chose to celebrate the end of October with a slew of scary movies and explore November with gratitude and outdoor adventures. Remaining present allows us to fully appreciate the changing seasons.
Truthfully, I find that too much focus on what’s next—whether it’s future plans, the latest seasonal trends, or the constant pursuit of more ‘stuff’—can create unnecessary stress and spending. As we enter December, Brian and I plan to celebrate the holiday season mindfully, without consumer-driven noise or overwhelming expectations.
Rediscovering the Joy of the Holiday Season
Popular culture makes it seem like the joy of Christmas and the holidays is all about gifts and lavish parties. It often overlooks the deeper meaning of the holiday season. Honestly, few ads successfully balance consumerism with true holiday spirit. Here’s one of my favorites:
Smart advertising is an art. Holiday ads have mostly become predictable and lack creativity, yet people still flock to buy. It’s amazing how much money is spent and goods are purchased during the holidays, only to later end up in landfills. In fact, holiday spending continues to grow year after year, rising to an estimated $989 billion this year. That’s quite a figure for a country experiencing record consumer debt levels.
Overspending, overpurchasing, and overcommitting are not how Brian and I choose to spend December. We are striving for a low-cost, stress-free holiday season. If you’re aiming for the same, keep reading as I share my go-to tips and tricks.
Limit Commitments
In addition to routine commitments and get-togethers, the holiday season often brings a number of festive events, parties, and gatherings. It can be difficult to say no to some of these invitations, but setting boundaries will keep you from spreading yourself too thin. Honestly, how many of us feel exhausted by the time New Year’s Day arrives due to a hectic December?
Instead of trying to attend every event or meet all expectations, prioritize quality over quantity. Limit commitments to those that truly matter to you.



Focus on Experiences, Not Things
Of all the billions of dollars being spent this year on holiday expenses, how much is going toward material gifts that only provide temporary happiness?
Dr. Thomas Gilovich, a Cornell University psychology professor, conducted a 20-year study that found people achieve greater and more sustained happiness when they spend their money on experiences rather than material things. Investing in experiences creates lasting memories that enrich our lives far beyond the holiday season. The fleeting satisfaction of a material gift often fades in time, whereas shared moments and experiences leave us with stories, joy, and laughter for years to come.
Instead of buying expensive gifts this holiday, consider redirecting your focus toward meaningful experiences. Plan a family outing, enjoy a potluck with friends, or explore local holiday events together. By prioritizing experiences over things, you not only reduce the financial strain of holiday shopping but you also encourage joy and connection, leaving materialism behind.
Set a Realistic Budget
Review your expected income and expenses to determine how much you can afford to spend on gifts, decorations, and food. It can be tempting to splurge during the holiday season, especially with all of the sales and festive events. I personally love the variety of delicious sweet treats that mark this time of year.
Despite the magnetic pull of holiday shopping, it’s important to stay disciplined. Sticking to a realistic budget will help you steer clear of overspending and minimize financial stress in the new year. Wouldn’t it be great to begin January without post-holiday guilt or the burden of holiday debt?
Reducing or eliminating less important items, such as unnecessary gifts or elaborate decorations, can free up space for what truly matters to you. For example, Brian and I skip the usual gift exchange, apart from a gift for a single child, as well as any expensive holiday parties. We prioritize our budget for hosting Christmas dinner and kick-starting our savings for the following year!
Shop Mindfully
If gift-giving is part of your holiday tradition, consider seeking gifts that will truly be appreciated. Mindful shopping encourages intentional thought to select gifts that serve a purpose or bring genuine happiness. I’m personally a fan of consumables or sustainable products that are both durable and useful. This reduces waste and typically costs less than trendy or disposable items.
And, by keeping an eye out for sales and discounts, you can further stretch your budget. This can be a great opportunity to snag high-quality, sustainable gifts for less, all while staying within your holiday spending limits.
Simplify Holiday Meal Plans
If you caught my post about Thanksgiving groceries, you’ll recall how simplifying your shopping list can save both time and money. When it comes to holiday meals, the less you overthink, the better! Keep your menu simple and try making a few easy dishes that everyone will enjoy. This way, you can focus on spending time with your family and friends instead of stressing over the stove!
You can also keep things stress-free by using a slow cooker for easy, hands-off cooking or opting for a potluck so that everyone can contribute to the fun and joy of sharing a meal.
Enjoy Local, Free Holiday Events
It’s easy to become overwhelmed by the constant rush of holiday sales and to-do lists. The endless noise of consumerism and holiday obligations can quickly extinguish the true joy that the season brings. To break free from the pressure and expense of holiday marketing, check out local, low-cost or free holiday events.
Community-driven festivities are a fantastic way to experience a relaxed and cheerful atmosphere where the emphasis is on connection. Support fellow neighbors and local artisans by exploring holiday markets, festivals, and concerts.




Practice Self-Care
Self-care is absolutely necessary, period. Unfortunately, so many of us neglect our personal needs in favor of other obligations. This is especially the case during the holiday season, particularly when you have a family.
I stand by the metaphor “You cannot pour from an empty cup.” In order to have the energy and love to give to others, it’s crucial to prioritize your own well-being. Self-care isn’t selfish; it’s required for being able to show up as the best version of yourself and have more to give without feeling drained.
Don’t forget about yourself as you navigate the holiday season. Take time to consider your boundaries, communicate effectively, and rest when you need it. Simple acts of self-care, such as getting enough sleep, consistent exercise, and actively avoiding unnecessary stress, can help you remain balanced and joyful throughout the holidays.
Remember, it’s okay to say no to things that drain you.
Host a Holiday Movie Marathon
Holiday movies remain one of the most beloved treasures of the season! Soak in the holiday spirit by hosting a fun and festive movie marathon. Whether you prefer a solo session or a friends and family get-together, you can create a cozy feel with blankets, snacks, and easy, lighthearted flicks.
From physical DVDs and Blu-rays to streaming platforms, there are a number of ways to access all kinds of holiday movies. Keep in mind that you can also take advantage of free video streaming through your local library.
Ask your guests to bring their favorite snacks or drinks for a fun and laid-back experience!
Set Sail on a Budget-Friendly Cruise
Budgets are subjective, of course, so a cruise may or may not be a point of consideration. If you’re seeking a stress-free holiday and are fairly comfortable in large crowds, I would suggest looking into a holiday cruise.
You can score some pretty affordable deals through Vacations To Go (VTG), which offers fantastic last-minute options. If you prefer dealing directly with the cruise line, there’s a good chance that they will meet VTG’s price!
Cruises offer an all-in-one experience that includes accommodations, dining, entertainment, and excursions. It’s an excellent holiday solution for families, providing activities for all ages. Think about it—quality time without having to cook, clean, and manage the stress of planning!
A cruise may not be for everyone, but it certainly provides a subjectively affordable and easy way to enjoy the holidays. Cruise lines typically go the extra mile with creating a festive atmosphere, from extravagant decorations and themed parties to providing traditional holiday menus and unique activities, such as tree-lighting ceremonies and interactive performances.
Practice Gratitude
Finally, I want to share my go-to move for a low-cost, stress-free approach to both holidays and daily life: regularly practicing gratitude. If you’re a longtime reader, you might find it redundant to hear me emphasize the importance of celebrating gratitude, but it remains one of the most simple and effective ways to achieve a positive mindset. Truly.
By taking a few minutes each day to reflect on what I’m thankful for, I’m able to shift my perspective and focus on the positives, no matter the situation. Even through hard days and rough and tumble moments, practicing gratitude has bailed me out of bad headspaces more times than I can count.
Practicing gratitude can turn a chaotic holiday season into a joyful celebration. Minimize the stress of consumer culture by volunteering your time and efforts, creating a daily gratitude list, or simply sharing what you’re grateful for with friends and family.
A Joyful, Low-Cost Holiday Season Awaits
Out with the stress, in with the joy! As we venture through December, remember that the most meaningful memories often come from simplicity and connection rather than lofty spending. Celebrate with intention and focus on thoughtful gift-giving, genuine experiences, and togetherness. Whether it’s through DIY decorations, potluck gatherings, or enjoying a cozy movie marathon, a low-cost, stress-free holiday awaits.
How will you be celebrating this holiday season?




